Solomon G. Coutinho started his journey by being associated with Mutual Fund industry since 2007. He was initially employed with erstwhile Reliance Mutual Fund, today Nippon Mutual Fund, thereafter with Axis Mutual Fund & IDFC Mutual Fund as State Head - Goa Region. Throughout his career he has helped numerous clients by advising them on Wealth Creation. This made him follow his dream of having his own office to help clients to create wealth for themselves and their families.
Our Motto: "Providing honest advice on creating wealth through Mutual Funds"
Step – by – step approach to meet one's financial goals.
Preserving and Protecting Wealth, whilst passing it on the family.
Creating Monthly income options to sustain oneself after retirement.
A good plan today is better than a perfect plan later. Plan for your child's future – Education, Marriage etc.
Paying high Taxes on your Bank Fixed Deposits? Advice on how to minimise paying high Taxes.
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With bank fixed deposit rates hovering below 6% p.a and inflation rate being much higher, one would need to look at investing in an Asset class that provides a higher rate of return than inflation. Mutual Funds are one such product which invests in Equities, Debt and Gold. Mutual Funds have different investment objectives, which can be tailored to one's risk profile.
Mutual Funds are professionally managed by qualified Fund Managers with several years of experience picking up the best stocks and bonds. Investors usually don't have the necessary time and/or knowledge to read and understand stock and technical analysis. So why not let the professionals manage their money?
Investor can plan for any financial goal including Travel, Retirement, Child Future planning, Purchase of an asset – (House/Car etc.) today for the requirements in future. It can be done by Investing through SIP or Lumpsum.
Mutual Funds are taxed under Capital Gains unlike Bank Interest Income. Under section 80C, ELSS Mutual Funds have a tax exemption of Rs. 1.5 lakh a year with a lock-in period of three years from date of allotment.
Mutual Funds are regulated by SEBI and are highly transparent. They are required to publish NAVs on daily basis and performance reports in factsheets monthly.
Investors can invest through SIP or Lump Sum (One-Time). Other modes include Systematic Transfer Plan (STP) and Systematic Withdrawal Plan (SWP). All transactions can be done online.
Mutual Funds are easily accessible and you can start investing from anywhere in the world. Today most transactions can be done online, saving both time and effort.
A Scheme of a Mutual Fund can be invested in several companies, sectors, and different Asset Classes depending on the Investment objective of the scheme, hence investors risks are diversified and reduced.
Mutual Funds are highly Liquid. Withdrawals are completed and money credited to investors' bank account within T+3 days. Unlike Fixed Deposits, they offer flexible withdrawals.
